Products
The GOALL Program: a smarter alternative — or addition — to the traditional 401(k), built to attract, retain, and reward your team.
Retention
The Real Cost of Turnover
In today’s competitive job market, retaining great employees is just as critical. The true price of turnover isn’t just in recruiting and training; it’s in the loss of experience, productivity, and often, your competitive edge. That’s why the need for forward-thinking solutions like the GOALL Agency has never been greater.
At GOALL, we help employers create a workplace culture where employees feel valued, supported, and invested in. By offering smarter, more flexible alternatives to traditional retirement plans, our solutions provide both immediate value and lasting impact. The result? A true win-win: employers build loyalty and reduce costly turnover, while employees gain peace of mind and a stronger financial future.
Average cost to replace an employee is 50% of compensation
Employees are the #1 asset for an employer
The Hidden Cost of Employee Turnover
Retention issues don’t just disrupt your workflow — they drain your bottom line. The cost of losing and replacing an employee can range from 50% to over 200% of their annual salary when you factor in recruiting, onboarding, training, and lost productivity.
At the GOALL Agency, we help employers proactively address retention by offering benefit strategies that matter to today’s workforce — creating stronger engagement, deeper loyalty, and a true win-win relationship.
Turnover Cost Calculator
What does losing an employee really cost you?
Replacing an employee costs a percentage of their salary in recruiting, onboarding, training, and lost productivity — and every dollar of that cost has to be earned back through new sales at your profit margin. Enter your numbers to see the real figure.
Where GOALL Helps Most
Market Risk
Ensures that employees do not incur losses when the market declines.
Income Risk
Provides tax-free withdrawals, unaffected by potential tax increases. Allows the principal to continue working for the employee, even during withdrawals.
Health Risk
Illness and injury are among the leading causes of bankruptcy and foreclosure in the U.S. The GOALL Program provides protection in cases of Terminal, Critical, and Chronic Illness.
The Cost of Benefits
Offering benefits is essential — but it doesn’t have to break your budget.
Traditional plans can be expensive, often delivering limited long-term value to your employees. With the GOALL Program, you can reduce benefit costs by approximately 40% compared to conventional plans — without sacrificing quality or impact. Even better, the benefits your employees receive through our program stay with them into retirement, reinforcing long-term value and loyalty.
~40% lower cost than traditional benefit plans
An Alternative — or Addition — to the Traditional 401(k)
Today’s companies are competing for the talent that drives business success just as much as the next sale. Here’s how GOALL helps you stand out:
- Differentiate your company with a benefit plan that’s often more attractive, flexible, and personalized — making a strong statement that you invest in your people.
- Retain top talent by offering benefits that create long-term value, reducing costly turnover and preserving your team’s institutional knowledge.
- Tether key employees with financial incentives that encourage long-term commitment — while also helping to recruit high-quality new hires.
- Protect your competitive advantage by limiting the loss of critical knowledge and strategic insight when employees leave.
- Save money — the average cost to replace a single employee is roughly 50% of their annual salary. That’s $37,500 for a $75,000/year position. Reducing turnover protects your bottom line.
A Benefit Program That Helps Employers, Employees & Individuals
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